By: Loanclose Staff

Personal loans are unsecured loans offered in Delaware that can be used for any major purchase you need to cover. Popular uses of personal loans are debt consolidation, home renovation, medical expenses, and many others. The interest rates of personal loans are typically 5.99% up to 36.99%.

What is the average personal loan interest rates in Delaware?

The rate you receive on a personal loan is determined by several factors. The main factor that goes into deciding the APR of your personal loan is your credit score. Look at the list below, as you can tell the better your credit score, the lower the interest and the more money you can borrow.

Average Credit ScoreAverage Interest RateAverage Amount Funded
720+7.25%$ 18,793

680-719

11.12%$ 15,622

660-679

17.08%$ 11,782

640-659

23.56%$ 10,015

620-639

31.16%$ 7,806

580-619

58.28%$ 6,324

560-579

107.13%$ 4,921

Less than 560

136.50%$ 3,549

From the information above we can conclude that getting a personal loan in Delaware with reasonable interest rates while having a credit score under 580 is difficult.

Get You Personal Loan Rates in Delaware Now

LenderAPR RangeAvailable TermsMin Loan AmountMax Loan Amount
National Funding logo

15% - 30%

Estimated APR

Up to 1 Year

Available Terms

$5,000

Min Loan Amount

$500,000

Max Loan Amount
See Your Rate

Rate Range*

15% - 30%

Loan Terms*

Up to 1 Year

$5,000 up to $500,000

Loan Amount Range*

About National Funding Business Loans

National Funding, based out of San Francisco has originated over $1.5 billion in loans. They offer short term business loans, merchant cash advances and equipment financing

Loan Features

Loan Amount

National Funding offers Business Loans with a minimum loan amount of $5,000 and a maximum loan amount of $500,000.

Loan Term

National Funding offers Business Loans terms ranging from Up to 1 Year.

Good For

This loan would be ideal for This loan is good for businesses who need fast access to capital and don't want to hold the loan for a long time..

Features and Benefits

  • 2% origination fee
  • Requires no collateral, borrowers must sign a personal guarantee. This puts borrowers' credit and personal assets at risk in the case of default.
  • Fast funding, get you loan funded as fast as 24 hours
  • Daily or weekly payments of 6 to 15 months

Lender Requirements

  • Be in business for at least 1 year
  • A minimum credit score of 600
  • Make at least $100,000 in annual revenue
  • Three months of bank statements a requirement when applying

LendKey logo

3.49% - 7.75%

Estimated APR

5, 7, 10, 15 or 20 Years

Available Terms

$5,000

Min Loan Amount

$250,000

Max Loan Amount
See Your Rate

Fixed Rate*

3.49% - 7.75%

Advertised Rate*

1.9% - 8.65%

Terms*

$5,000 - $250,000

Loan amount

Types of Student Loan Refinance

Private Student Loan Refinancing

LendKey offers refinancing on private student loans.

Federal Student Loan Refinancing

LendKey also offers refinancing on federal student loans as well.

Features & Benefits

Loan Amount

LendKey offers a minimum loan amount of $5,000. The offer loans of up to:

  • Undergraduate: $125,000
  • graduate: $250,000
  • Medical, Dental or Vetenary: $300,000

Loan Term

LendKey offers loan refinancing terms of 5, 7, 10, 15 or 20 Years

Good For

Individuals who want a loan from a local or community bank at the lowest rate possible.

Features and Benefits

  • Comparison system
  • Large lender network
  • Private and federal student loan refinancing
  • Fast loan decision
  • Co-signers allowed

Lender Requirements

  • Minimum income of $24,000 to $12,000 per year (with co-signer)
  • A minimum debt-to-income ratio of 50%
  • Available, even if you've filled for bankruptcy
  • Must be a U.S. citizen
  • Minimum education level: Associates Degree
Kabbage logo

24% - 99%

Estimated APR

6, 12, or 18 Months

Available Terms

$2,000

Min Loan Amount

$250,000

Max Loan Amount
See Your Rate

Fixed Rates*

Variable Rates*

Loan Terms*

6, 12, or 18 Months

$2,000 up to $250,000

Loan Amount Range*

About Kabbage Business Loanss

Kabbage is an online lending leader for business loans that offers fast access to working capital. Kabbage offers a simple application process, higher approval rates than traditional banks and extremely quick funding.

Loan Features

Loan Amount

Kabbage offers Business Loanss with a minimum loan amount of $2,000 and a maximum loan amount of $250,000.

Loan Term

Kabbage offers Business Loanss terms ranging from 6, 12, or 18 Months.

Good For

This loan would be ideal for Businesses with all credit who need access to capital fast..

Features and Benefits

  • Extremely fast business funding
  • Short repayment period
  • Available to business owners with unideal credit
  • Easy application, no paperwork. Simply connect a business checking account, bookkeeping software or payment platform.

Lender Requirements

  • A business checking account
  • At least 3 months of records
  • A minimum average bank balance of $2,500
  • The borrower must have at least 25% ownership of the business
  • Kabbage doesn't look at your business credit score
  • Cannot have more than 3 non-sufficient fund transactions in the last 30 days.

Payoff logo

5.99% - 24.99%

Estimated APR

2 to 5 Years

Available Terms

$5,000

Min Loan Amount

$35,000

Max Loan Amount
See Your Rate

Rate Range*

5.99% - 24.99%

Loan Terms*

2 to 5 Years

$5,000 up to $35,000

Loan Amount Range*

About Payoff Personal Loan & Debt Consolidations

Payoff loans are tailored for debt consolidation with low rates, they offer flexible payment schedules as well as financial guidance. Payoff offers fixed-rate debt consolidation loans to made specifically to pay off credit card debt. On average, Payoffs customers get these loans to cover their debt of $18,000.

Loan Features

Loan Amount

Payoff offers Personal Loan & Debt Consolidations with a minimum loan amount of $5,000 and a maximum loan amount of $35,000.

Loan Term

Payoff offers Personal Loan & Debt Consolidations terms ranging from 2 to 5 Years.

Good For

This loan would be ideal for Anyone overwhelmed by debt with fair to excellent credit that wants to consolidate all their credit card debt into one fixed monthly payment..

Features and Benefits

  • Soft Credit Check
  • Loans funded in 3 to 7 days
  • Origination Fees: 0% - 5.00%
  • Consolidate your credit card debt
  • No late fees

Lender Requirements

  • A minimum credit score of 640
  • A debt-to-income ratio of 50 percent or less
  • At least three years of good credit history
  • Minimum Annual Income: $40,000
  • Minimum Credit History: 2 Years
  • At least two open lines of credit in which you’ve made on-time payments

Prosper logo

6.95% - 35.99%

Estimated APR

3 to 5 Years

Available Terms

$2,000

Min Loan Amount

$40,000

Max Loan Amount
See Your Rate

Rate Range*

6.95% - 35.99%

Loan Terms*

3 to 5 Years

$2,000 up to $40,000

Loan Amount Range*

About Prosper Personal Loans

Applying for a personal loan the traditional way can be daunting. Through Prosper, you can apply for a low-interest loan from the comfort of your home.

Loan Features

Loan Amount

Prosper offers Personal Loans with a minimum loan amount of $2,000 and a maximum loan amount of $40,000.

Loan Term

Prosper offers Personal Loans terms ranging from 3 to 5 Years.

Good For

This loan would be ideal for Individuals with good credit who want to get a loan from and industry leader..

Features and Benefits

  • Soft Credit Check
  • Loans funded as fast as 24 Hours
  • Fast Funding
  • No Prepayment Penalty
  • Peer to Peer lending

Lender Requirements

  • Be at least 18 years old
  • Have good credit (usually 640+) their average borrower has a credit of 717.
  • Minimum credit history of 2 years
  • Maximum debt to income ratio: 50% (excluding mortgage)
  • Have a checking account in your name

Credible logo

4.5% and up

Estimated APR

5 to 20 years

Available Terms

$1,000

Min Loan Amount

The Cost of Your Tuition

Max Loan Amount
See Your Rate

Fixed Rates*

Variable Rates*

Loan Terms*

5 to 20 years

$1,000 up to The Cost of Your Tuition

Loan Amount Range*

About Credible Private Student Loans

Credible can get you student loan rates from multiple different lenders across the country.

Loan Features

Loan Amount

Credible offers Private Student Loans with a minimum loan amount of $1,000 and a maximum loan amount of The Cost of Your Tuition.

Loan Term

Credible offers Private Student Loans terms ranging from 5 to 20 years.

Good For

This loan would be ideal for students who have maxed out their available federal student loans and still need to cover the cost of college.

Features and Benefits

  • No Cost Service
  • Loans Funded Quickly
  • Get Multiple Loan Offers
  • Great customer support
  • No hidden fees
  • Soft credit pull: won't affect your credit score

Lender Requirements

  • Be at least 18 years old
  • If you are under 18 years old you need a cosigner
  • Be enrolled at least half time in a qualifying US education program

MyAutoLoan.com logo

2.74% - 27%

Estimated APR

2 to 7 Years

Available Terms

$8,000

Min Loan Amount

$100,000

Max Loan Amount
See Your Rate

Rate Range*

2.74% - 27%

Loan Terms*

2 to 7 Years

$8,000 up to $100,000

Loan Amount Range*

About MyAutoLoan.com Auto Loans

MyAutoloan solicits offers from numerous lenders on your behalf. It matches borrowers to a wide range of auto loans, including new and used car dealer purchase loans, private party purchase loans, refinance loans and lease buyout loans.

Loan Features

Loan Amount

MyAutoLoan.com offers Auto Loans with a minimum loan amount of $8,000 and a maximum loan amount of $100,000.

Loan Term

MyAutoLoan.com offers Auto Loans terms ranging from 2 to 7 Years.

Good For

This loan would be ideal for Individuals with average credit who want to see multiple loan offers.

Features and Benefits

  • Minimum Monthly Income of $1,800
  • Quick Loan Funding
  • Get Multiple Loan Offers
  • Hard Credit Pull
  • Simple and Easy

Lender Requirements

  • Be at least 18 years old
  • Max vehicle age 10 years.
  • Max vehicle milage125,000 miles; 120,000 for private party loans.
  • Vehicle restrictions and requirements vary by lender

Web2Carz logo

2.63% - 7.75%

Estimated APR

5, 7, 10, 15

Available Terms

$1,000

Min Loan Amount

$100,000

Max Loan Amount
See Your Rate

Rate Range*

2.63% - 7.75%

Loan Terms*

5, 7, 10, 15

$1,000 up to $100,000

Loan Amount Range*

About Web2Carz Auto Loans

web2carz offers online sales of new and used cars, financing and related services.

Loan Features

Loan Amount

Web2Carz offers Auto Loans with a minimum loan amount of $1,000 and a maximum loan amount of $100,000.

Loan Term

Web2Carz offers Auto Loans terms ranging from 5, 7, 10, 15.

Good For

This loan would be ideal for Individuals who want to buy a car but do not have the cash on hand.

Features and Benefits

  • No Cost Service
  • Quick Loan Funding
  • Get Multiple Loan Offers
  • No Cost Service
  • Simple and Easy

Lender Requirements

  • Be at least 18 years old
  • Have regular income
  • Have good credit history
  • Be a permanent resident

Credible logo

2.49% - 9.99%

Estimated APR

5 to 20 Years

Available Terms

Min Loan Amount

Max Loan Amount
See Your Rate

Advertised Rate*

2.49% – 9.99%

Loan Terms*

5 to 20 years

$5,000 and up

Loan amount

Types of Student Loan Refinance

Private Student Loan Refinancing

Credible offers refinancing on private student loans.

Federal Student Loan Refinancing

Credible also offers refinancing on federal student loans as well.

Features & Benefits

Loan Amount

Credible offers a minimum loan amount of $5,000 and a maximum loan amount of whatever your student loan balance might be.

Loan Term

Credible offers loan refinancing terms ranging from 5 to 20 years.

Good For

Individuals who want to refinance their student loans while having a lot of options and flexibility.

Features and Benefits

  • No origination or repayment fees. Credible and their partners will never charge you an origination fee or a repayment fee.
  • Cosigners are allowed to help you lower your rate
  • Repayment flexibility: choose when and how often you want to repay your loan.

Lender Requirements

  • At least $5,000 of student debt
  • Have attended a qualifying US education program
  • Be at least 18 years old
  • Have a valid Social Security number and be a legal U.S. citizen or permanent resident.

What Interest Rates Can I Expect to Get in Delaware?

As stated above your interest rate a personal loan heavily depends on your credit score. The better your credit score more you can borrow at a interest rate. Personal loans are a great source of financing but you must be aware to avoid scammers when receiving a personal loan. If you receive a personal loan with an exceptionally large interest rate you could be caught in a circle of debt it may be difficult to get out of. Keeping this in mind, all the lenders on DEloan are all reputable industry leading lenders.

To calcuate your rates feel free to use our personal loan calculator.

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